BauerFinancial, Inc., the Nation's Premier Bank Rating Firm, proudly acknowledges that Philo Exchange Bank has earned its highest, 5-star rating for 107 consecutive quarters. Having maintained its financial strength and stability through three recessions, a housing bubble and a pandemic, Philo Exchange Bank has also earned a "Best of Bauer Bank" distinction. This distinction is reserved solely for those banks that have earned and maintained a 5-star Rating for 25 years (100 consecutive quarters), or longer.