Debit Card Rewards

Sign up for uChoose Rewards® at

Choose from a wide array of merchandise, travel experiences and activities, event tickets, merchant gift cards, and much more!

Register for uChoose Rewards® today!  Then, use your Philo Exchange Bank Debit Card to start earning 1 point per $2.00 for all of your purchases – wherever you shop!  Redeem points for the rewards you want most – the choices are endless!

Whether online or in-store, in your neighborhood or across the country, you can earn more points – up to 10 points per $1 – and reach your reward goal faster with special offers from featured merchants.  Visit for the latest offers and a full list of participating retailers.  You’ll find offers from local restaurants, auto repair shops, clothing stores and more, as well as online retailers.  Once your account is registered, you willl also receive exclusive offers via email.  Simply activate these offers to earn more points at all your favorite stores.

You earn points for all of your purchases – not just at participating retailers!

UChoose FAQ

Q: What is UChoose Rewards?
A: It’s a rewards program that earns you points every time you use your Philo Exchange Bank Debit Card. Redeem your points for any reward of your choice from a vast online catalog.

Q: How do I get started?
A: Visit Click the Register link (under New to uChoose Rewards) and follow the prompts to create your User ID and password.

Q: How do I earn points?
A: You earn points every time you use your card, plus earn additional points for shopping at participating retailers, in-store or online through

Q: How can I track my points?
A: We keep track of your points for you – just register at and check your points balance anytime right on the homepage!

Q: What can I get when I redeem my points?
A: It’s your choice! You can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards and more.

Q: Will I earn points with all my Philo Exchange Bank cards?
A: Yes! All cards within an account automatically earn points together. In addition, if you have multiple debit cards with Philo Exchange Bank, you can link them together to earn rewards faster. Just login at, then visit the Preferences page and scroll down to Learn how you can Link Another Account to your Program.