Philo Exchange Bank is proud to be serving our community for over 135 years. With our four banking locations and vast products, here are the services we offer.

Online Banking
Enjoy the convenience and ease that allows you to bank anywhere, anytime!
*Transfer funds
*Make loan payments
*Pay bills
*Make person to person payments with Zelle®
*View and print statement

Receive Statements with the Security of Online Banking
*Retrieve bank statement the same day it cycles each month
*No waiting for monthly statement in the mail
*Store up to 7 years of statement history Bill Pay
*Enrollment in E-statements is required

Mobile Phone TouchBanking App
Bank on the go with your phone!
*Check balances
*Pay bills
*Transfer funds
*Deposit checks
*Locate the nearest ATM *And much more, all from the convenience of your cell phone!

Download the Philo Mobile App and optimize your mobile banking experience!

PhiloMobile CardGuard
The mobile phone app that allows you to track your accounts and prevent fraud.
*Access account details
*Set card alert and control preferences
*Review transactions
*Receive fraud alerts
*Turn your Philo Bank Exchange Debit Card "on" or "off"
*Check your real time account balance anytime, anywhere!

Other Services
Farms, small businesses, and individuals can count on Philo Exchange Bank for a full
range of valuable services, including:
*Cashier checks
*Coin counting
*Convenient 24-hour ATM locations
*Direct deposits
*Free uChoose Rewards program with our Debit Card
*Illinois vehicle stickers
*Money orders *Night depository
*Notary service
*Philo Exchange Bank Debit Card
*Real estate tax payments for Champaign/Vermilion counties
*Safe deposit box rentals
*Savings bonds redemptions
*Wire transfers