Philo Exchange Bank

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It's a fast, safe and easy way to send money.

Zelle is a convenient way to send money using your PhiloMobile banking app.

Whether it's saving you a trip to the ATM or taking the guesswork out of splitting the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1.

Mobilize your money with Zelle.



Send money fast in just a few steps.



Settle up with roommates, friends and more, regardless of where they bank2.



Easily divide the check for dinner, coffee and more.

Frequently Asked Questions

Zelle is a fast and secure way to directly send money to almost any bank account in the U.S.1 All you need is an email address or U.S. mobile phone number and you can send money to people you trust, regardless of where they bank2.

Zelle allows you to send money to friends, family and others you trust2.

Money is sent directly from your bank account to the recipient’s bank account. It's important to only send money to people you trust. Always ensure you've used the correct email address or U.S. mobile number when sending funds with Zelle.

Don't have our mobile app? Download it for free:

App store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

2 Must have a bank account in the U.S. to use Zelle.

3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.